Debt Avalanche vs Snowball Payoff Strategy Calculator
Compare Avalanche (highest APR first) vs Snowball (smallest balance first) payoff on up to five debts — see months saved and interest saved.
Result
- Total debt
- $20,000
- Avalanche payoff (highest APR first)
- 45 months
- Snowball payoff (smallest balance first)
- 46 months
- Interest saved with Avalanche
- $405
- Recommendation
- Snowball — pick whichever keeps you motivated