Stock/ETF Investment Expense Ratio Impact Calculator

See how much of your future wealth is eaten by ETF or mutual-fund expense ratios — compare a low-cost index fund against a higher-cost active fund side by side.

Starting balance

Annual contribution

Gross annual return (%)

Fund A expense ratio (%)

Fund B expense ratio (%)

Years

Currency

Result

Fund A ending balance (0.04% ER): $774,247
Fund B ending balance (1% ER): $642,887
Extra wealth from lower-cost fund: $131,359
Lifetime cost of fees — Fund A: $6,079
Lifetime cost of fees — Fund B: $137,439
Effective fee drag on Fund B: 16.83%

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